AMEX: JVI

www.velocitycollect.com

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Company Highlights

1. Acquire, manage and collect unsecured, distressed consumer receivable 
   portfolios.

2. Extensive due diligence process identifies litigation quality receivables.

3. Proprietary pricing model identifies portfolios where VI can collect three times its initial investment - on average - over five years.

4. Unique outsource collection process to national network of collection attorneys.

5. Expanded financial backing from Wells Fargo Foothill since 2004.

6. Velocity has acquired 60+ portfolios with aggregate outstanding principal balance of $480 million as of 9/30/07 (average discounted cost of approximately $0.08).

7. Record FY 2006 & Q1- Q3 2007 Financial Results.

Industry Highlights

1. Industry peers have achieved substantial growth.

2. Consumer leverage today is >18% highest in history.

3. $2.4 trillion in consumer debt.

Forward Looking Statements: Some of the statements contained on this page are "forward-looking statements". Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements to differ materially from the anticipated results, performance or achievements expressed or implied by such forward-looking statements. Factors that could cause actual results to differ materially from anticipated results include risks and uncertainties such as: ability to raise financing for further activities, future business conditions, management's ability to execute their business plan etc. The Company and this website disclaims any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. 

Exclusion of Liability: Velocity Asset Management and the owners of this site shall not be liable for any claims, expenses, damages (including direct, indirect, special or consequential damages), loss of profits, opportunities or information arising from:

* the use of or reliance on information contained in this website;
* any inaccuracy or omission in such information or failure to keep the information current;
* use of any third party websites linked to this website;
* any Internet software used in connection with this website or computer viruses or other destructive programs encountered as a result of using this website; and
* any other matter connected with this website; even if Velocity Asset Management or this site is made aware of the possibility of such claims, expenses, damages or losses.

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